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Community Banks Unaffected
Amid Talk of National Credit Crunch

Washington, D.C. (September 14, 2007)- Sharon Savings Bank, a member of the Independent Community Bankers of America (ICBA), which represents 5,000 community banks nationwide, said today that community banks remain a stable source of mortgage and small business loans even as the national mortgage market is being buffeted by talk of a credit crunch ..... Read More

Is It Time to Refinance Your Adjustable-Rate
Mortgage?

If So, Talk to Your Community Banker First

Darby PA (September 14, 2007)- The Independent Community Bankers of America (ICBA) and Sharon Savings Bank are calling attention to one smart strategy for homeowners with an adjustable-rate mortgage (ARM) scheduled to reset in the coming months: Talk to a local community bank about your refinancing options .... Read More

ICBA Offers Tips for Homebuyers

Work with Your Community Banker to Find the Mortgage That's Right for You

"Talking first to a community banker is a great idea," said James P. Ghiglieri, Jr. ICBA chairman and president of Alpha Community Bank, Toluca, Ill. "Community bankers want to establish long-term relationships with their customers and take the extra steps necessary to give potential homebuyers the service and attention they need. We are not only interested in helping a homebuyer purchase a home, but in helping them find a mortgage they can live with so they stay in the home as long as they want to."

In addition to working with a community banker, ICBA offers the following suggestions:
Read more for tips: