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Rate Schedule
Effective Date: May 17, 2012
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*Annual Percentage Yield |
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SAVINGS |
BALANCE |
MINIMUM
BALANCE |
INTEREST |
DAILY COMPOUNDED ANNUAL PERCENTAGE YEILD |
|
Regular Passbook Savings |
$50.00 |
$50.00 |
0.25% |
0.25% |
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Junior Passbook |
$0.00 |
$0.00 |
0.25% |
0.25% |
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Statement Saving |
$100.00 |
$100.00 |
0.25% |
0.25% |
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Christmas Club |
$0.00 |
$0.00 |
0.25% |
0.25% |
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Vacation Club |
$0.00 |
$0.00 |
0.25% |
0.25% |
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CHECKING |
- |
- |
- |
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N.O.W. Account |
$250.00 |
$250.00 |
0.25% |
0.25% |
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MONEY MARKET ACCOUNTS |
- |
- |
- |
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Money Market Checking |
$1,000.00 |
$1,000.00 |
0.345% |
0.35% |
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Money Market Savings |
$1,000.00 |
$1,000.00 |
0.345% |
0.35% |
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Money Market IRA |
$100.00 |
$100.00 |
0.49% |
0.50% |
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Personal Gold Money Market |
$25,000.00
|
$25,000-$49,999.99 |
0.49% |
0.50% |
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Money Market Premiere
|
$10,000 |
$10,000 - $24,999.99 |
0.345% |
0.35% |
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CERTIFICATE OF DEPOSIT |
- |
- |
- |
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31 Day Certificate |
$1,000.00 |
$1,000.00 |
0.25% |
0.25% |
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91 Day Certificate |
$1,000.00 |
$1,000.00 |
0.30% |
0.30% |
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6 Month Certificate |
$1,000.00 |
$1,000 to $4,999.99 |
0.34% |
0.35% |
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9 Month Certificate |
$1,000.00 |
$1,000 to $4,999.99 |
0.44% |
0.45% |
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12 Month Certificate |
$1,000.00 |
$1,000 to $4,999.99 |
0.64% |
0.65% |
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15 Month Certificate |
$1,000.00 |
$1,000 to $9,999.99 $10,000 and over |
0.74% |
0.75% |
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18 Month Certificate |
$1,000.00 |
$1,000 to $9,999.99 $10,000 and over |
0.89% |
0.90% |
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24 Month Certificate |
$1,000.00 |
$1,000 to $9,999.99 $10,000 and over |
0.98% |
1.00% |
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30 Month Certificate |
$1,000.00 |
$1,000.00 |
1.23% |
1.25% |
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5 Year Certificate |
$1,000.00 |
$1,000 to $9,999.99 |
1.81% |
1.85% |
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10 Year Certificate |
$1,000.00 |
$1,000.00 |
1.95% |
2.00% |
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PENALTIES
IMPOSED FOR EARLY WITHDRAWAL OF CERTIFICATES |
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