• Personal

Current Promotional Rates

NEW High Yield Money Market Rate 2.15% APY*

Guaranteed for 6 months from account opening date for balances over $25,000

39 Month Certificate - 3.00% APY*

13 Month Certificate - 2.50% APY*

26 Month Certificate - 2.75% APY*

52 Month Certificate - 3.15% APY*

72 Month Certificate - 3.30% APY*

Contact your local Branch office for details.

See our Deposit Rates and Fees page for more information and other terms.


* Annual Percentage Yield (APY) for all accounts listed is effective as of date on Deposit Rates and Fees and is subject to change without notice. Certificates of Deposit (CD) - The minimum balance to open a CD  is $5000. There is a penalty for early withdrawal which may result in a reduction of principal. At maturity the 13 month CD will renew at the prevailing 12 month CD rate, 39 at prevailing 36 month CD rate, 52 at prevailing 48 month CD rate, 72 at prevailing 60 month CD rate. Money Market Account- Introductory APY is guaranteed for 6 Months from account opening date on balances $25,000 and over and may increase, but will not decrease during that time period. At the end of the guaranteed rate period, or anytime the balance falls below $25,000, the rate will revert to the prevailing Optimum Money Market rate tiers. This introductory rate my be withdrawn at any time.




  • FDIC
  • Equal Housing Lender
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