Spending never felt so rewarding.
It pays to use your Sharon Bank debit card! Earn cash back with each purchase.
Benefits You'll Love
- Get 3.00% cash back on debit card purchases^
- Free checking with no minimum balance requirements
- Enjoy refunds on ATM withdrawal fees^
- Free checking that pays you back
- Get 3.00% cash back on debit card purchases^
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)^
- Links to free Kasasa Saver® to build savings automatically
- No monthly maintenance fee
- No minimum balance to earn rewards
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free Mastercard® debit card
- $25 minimum deposit to open
It’s Easy to Get Paid for Banking Local
It's so simple to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least one direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases post and settle
That's it. Even if you don't meet your qualifications during the cycle, your account is still free. And you can get right back to earning your cash rewards the very next month.
^Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.
Reward Information:
When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300.00 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back account during the Monthly Qualification Cycle in which you qualified. When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account.Enrollment in online banking and eStatements are conditions of this account. Limit of one account per Tax Reporting owner.There are no recurring monthly maintenance charges or fees to open this account.Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Trademarks:
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
Certificate of Deposit and IRAs
| Account Type | Balance To Open | Minimum Balance to Earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| 91 Day Certificate | $1,000.00 | $0.00 | 3.15% | 3.25% |
| 6 Month Certificate | $1,000.00 | $0.00 | 4.34% | 4.50% |
| 12 Month Certificate | $1,000.00 | $0.00 | 0.20% | 0.20% |
| 13 Month Certificate | $5,000.00 | $0.00 | 3.87% | 4.00% |
| 18 Month Certificate | $1,000.00 | $0.00 | 3.63% | 3.75% |
| 24 Month Certificate | $1,000.00 | $0.00 | 3.39% | 3.50% |
| 36 Month Certificate | $1,000.00 | $0.00 | 3.15% | 3.25% |
| 48 Month Certificate | $1,000.00 | $0.00 | 2.92% | 3.00% |
| 60 Month Certificate | $1,000.00 | $0.00 | 2.92% | 3.00% |
Checking Rates - Business
| Account Type | Balance to open | Minimum balance to earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| Business Checking with Interest | $1,000.00 | $1000.00 | 0.025% | 0.025% |
| Non-Profit Checking | $250.00 | $250.00 | 0.025% | 0.025% |
Checking Rates - Personal
| Account Type | Balance to open | Minimum balance to earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| N.O.W. Account | $250.00 | $250.00 | 0.025% | 0.025% |
| Senior Checking | $ 50.00 | $250.00 | 0.025% | 0.025% |
Kasasa Cash*
| Balance | Minimum Opening Deposit | Rate | APY* |
|---|---|---|---|
| 0 - $10,000 | $100 | 1.982% | 2.00% |
| $10,000+ | $100 | 0.25% | 0.41 to 2.00% |
| All balances if qualifications not met | $100 | 0.02% | 0.02% |
Qualifications*
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash checking account during each Monthly Qualification Cycle:
- At least one direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases post and settle
And if you don't meet your qualifications during the cycle, your account is still free. Then you can get right back to earning your full rewards the very next month.
Kasasa Saver‡
| Balance | Minimum Opening Deposit | Rate | APY* |
|---|---|---|---|
| 0 - $50,000 | $100 | 0.74% | 0.75% |
| $50,000+ | $100 | 0.25% | 0.42 to 0.75% |
| All balances if qualifications not met | $100 | 0.02% | 0.02% |
Qualifications
Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least one direct deposit, ACH credit, or ACH payment transaction
- At least 12 debit card purchases post and settle
And if you don't meet these qualifications, your account is still free. Then you can get right back to earning your full rewards the very next cycle that you qualify.
Money Market Accounts - Business
| Account Type | Balance to open | Minimum balance to earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| Business Money Market | $1,000.00 | $1,000.00 | 0.025% | 0.025% |
| Business Premiere Money Market | $10,000.00 | $10,000- $24,999.99 | 0.48% | 0.50% |
| $25,000-$49,999.99 | 0.98% | 1.00% | ||
| $50,000.00 and over | 1.95% | 2.00% | ||
| $100,000 and above | 3.15% | 3.25% | ||
| Optimum Money Market Account | $5,000.00 | $.01-$4,999.99 | 0.025% | 0.025% |
| $5,000 to $9,999.99 | 0.10% | 0.10% | ||
| $10,000 to $24,999.99 | 0.15% | 0.15% | ||
| $25,000 to $49,999.99 | 0.20% | 0.20% | ||
| $50,000 to $99,999.99 | 0.25% | 0.25% | ||
| $100,000.00 and over | 0.30% | 0.30% |
Money Market Accounts - Personal
| Account Type | Balance to open | Minimum balance to earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| Money Market Checking | $1,000.00 | $1,000.00 | 0.025% | 0.025% |
| Money Market Savings | $1,000.00 | $1,000.00 | 0.025% | 0.025% |
| Money Market IRA | $100.00 | $100.00 | 0.025% | 0.025% |
| Premiere Money Market | $10,000.00 | $10,000.00- $24,999.99 | 0.05% | 0.05% |
| $25,000.00-$49,999.99 | 0.10% | 0.10% | ||
| $50,000.00 and over | 0.15% | 0.15% | ||
| Personal Gold Money Market | $25,000.00 | $25,000.00 - $49,999.99 | 0.10% | 0.10% |
| $50,000.00 - $99,999.99 | 0.15% | 0.15% | ||
| $100,000 and over | 0.25% | 0.25% | ||
| Optimum Money Market | $5,000.00 | $.00-$4,999.99 | 0.025% | 0.025% |
| $5,000.00 to $9,999.99 | 0.10% | 0.10% | ||
| $10,000.00 to $24,999.99 | 0.15% | 0.15% | ||
| $25,000.00 to $49,999.99 | 0.20% | 0.20% | ||
| $50,000.00 to $99,999.99 | 0.25% | 0.25% | ||
| $100,000.00 and over | 0.30% | 0.30% |
Savings Rates - Business
| Account Type | Balance to open | Minimum balance to earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| Business Passbook Savings | $50.00 | $50.00 | 0.025% | 0.025% |
Savings Rates - Personal
| Account Type | Balance to open | Minimum balance to earn APY | Interest Rate | Daily Compounded APY* |
|---|---|---|---|---|
| Regular Passbook Savings | $50.00 | $50.00 | 0.025% | 0.025% |
| Junior Passbook** | $0.00 | $0.00 | 0.025% | 0.025% |
| Statement Savings | $100.00 | $100.00 | 0.025% | 0.025% |
| Christmas Club | $0.00 | $50.00 | 0.025% | 0.025% |
| Vacation Club | $0.00 | $50.00 | 0.025% | 0.025% |
