Compare Our Accounts
Higher Interest
1873 High Interest Checking
Monthly Rewards
- Free checking that pays high interest
- 2.00% APY* on balances up to and including $10,000
- 2.00% to 0.41% APY* on balances over $10,000 depending on balance in account*
- 0.02% APY* on all balances if qualifications aren't met
- No minimum balance to earn rewards
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $25 monthly**
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
Cash Back
1873 Cash Back Checking
Monthly Rewards
- Free checking that pays you back
- Get 3.00% cash back on debit card purchases^
- Cash back earned on up to $300 in purchases monthly
- Earn up to $108 cash back per year, $9 per month
- No minimum balance to earn rewards
Monthly Maintenance Fee
NONE
Refunds on ATM Withdrawal Fees
Up to $25 monthly^
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$25
Simplified Account
Personal Demand Account
Monthly Rewards
- Simplified checking account that’s made for your everyday
- Unlimited transactions
- Non-interest bearing
Monthly Maintenance Fee
Avoid maintenance fee by maintaining low minimum balance
Refunds on ATM Withdrawal Fees
NONE
Free Online & Mobile Banking Access?
Yes
Free Debit Card?
Yes
Minimum Opening Deposit
$100
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1873 High Interest Checking:
^Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.
Reward Information:
When 1873 Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300.00 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your 1873 Cash Back account during the Monthly Qualification Cycle in which you qualified. When your 1873 Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your 1873 Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Enrollment in online banking and eStatements are conditions of this account. Limit of one account per Tax Reporting owner. There are no recurring monthly maintenance charges or fees to open this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
1873 Cash Back Checking:
^Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.
Reward Information:
When 1873 Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive 3% cash back on up to a total of $300.00 signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.00 cash back payments may be earned per Monthly Qualification Cycle. You will receive reimbursements up to $25.00 for nationwide ATM withdrawal fees incurred within your 1873 Cash Back account during the Monthly Qualification Cycle in which you qualified. When your 1873 Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your 1873 Rewards Cash Back account on the last day of the current statement cycle. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed.
Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25.00 minimum deposit is required to open the account. Enrollment in online banking and eStatements are conditions of this account. Limit of one account per Tax Reporting owner. There are no recurring monthly maintenance charges or fees to open this account. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.