Safe, Simple Cash Management

With the ICS and CDARS services, you can enjoy the safety and simplicity that comes with access to multi-million-dollar FDIC insurance through a single bank relationship. You can choose the service or combination of services that can offer the returns and access to funds you seek.

Kasasa Cash CalculatorDisclaimer

Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.

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  • Estimated monthly interest earned* $0
  • Monthly ATM fees refunded**$0
CD CalculatorDisclaimer

A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.

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  • Total interest earned $0
  • Annual Percentage Yield (APY)0.000%
Savings Goal CalculatorDisclaimer

Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.

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Certificate of Deposit and IRAs

Account Type Balance To Open Minimum Balance to Earn APY Interest Rate Daily Compounded APY*
91 Day Certificate $1,000.00 $0.00 3.15% 3.25%
6 Month Certificate $1,000.00 $0.00 4.10% 4.25%
12 Month Certificate $1,000.00 $0.00 0.20% 0.20%
13 Month Certificate $5,000.00 $0.00 3.87% 4.00%
18 Month Certificate $1,000.00 $0.00 3.63% 3.75%
24 Month Certificate $1,000.00 $0.00 3.68% 3.80%
36 Month Certificate $1,000.00 $0.00 3.15% 3.25%
48 Month Certificate $1,000.00 $0.00 2.92% 3.00%
60 Month Certificate $1,000.00 $0.00 2.92% 3.00%

Checking Rates - Business

Account Type Balance to open Minimum balance to earn APY Interest Rate Daily Compounded APY*
Business Checking with Interest $1,000.00 $1000.00 0.025% 0.025%
Non-Profit Checking $250.00 $250.00 0.025% 0.025%

Checking Rates - Personal

Account Type Balance to open Minimum balance to earn APY Interest Rate Daily Compounded APY*
N.O.W. Account $250.00 $250.00 0.025% 0.025%
Senior Checking $ 50.00 $250.00 0.025% 0.025%

Kasasa Cash*

Balance Minimum Opening Deposit Rate APY*
0 - $10,000 $100 1.982% 2.00%
$10,000+ $100 0.25% 0.41 to 2.00%
All balances if qualifications not met $100 0.02% 0.02%

Qualifications*

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash checking account during each Monthly Qualification Cycle:

  • At least one direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases post and settle

And if you don't meet your qualifications during the cycle, your account is still free. Then you can get right back to earning your full rewards the very next month.

Kasasa Saver‡

Balance Minimum Opening Deposit Rate APY*
0 - $50,000 $100 0.74% 0.75%
$50,000+ $100 0.25% 0.42 to 0.75%
All balances if qualifications not met $100 0.02% 0.02%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least one direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases post and settle

And if you don't meet these qualifications, your account is still free. Then you can get right back to earning your full rewards the very next cycle that you qualify.

Money Market Accounts - Business

Account Type Balance to open Minimum balance to earn APY Interest Rate Daily Compounded APY*
Business Money Market $1,000.00 $1,000.00 0.025% 0.025%
Business Premiere Money Market $10,000.00 $10,000- $24,999.99 0.48% 0.50%
    $25,000-$49,999.99 0.98% 1.00%
    $50,000.00 and over 1.95% 2.00%
    $100,000 and above 3.15% 3.25%
Optimum Money Market Account $5,000.00 $.01-$4,999.99 0.025% 0.025%
    $5,000 to $9,999.99 0.10% 0.10%
    $10,000 to $24,999.99 0.15% 0.15%
    $25,000 to $49,999.99 0.20% 0.20%
    $50,000 to $99,999.99 0.25% 0.25%
    $100,000.00 and over 0.30% 0.30%

Money Market Accounts - Personal

Account Type Balance to open Minimum balance to earn APY Interest Rate Daily Compounded APY*
Money Market Checking $1,000.00 $1,000.00 0.025% 0.025%
Money Market Savings $1,000.00 $1,000.00 0.025% 0.025%
Money Market IRA $100.00 $100.00 0.025% 0.025%
Premiere Money Market $10,000.00 $10,000.00- $24,999.99 0.05% 0.05%
    $25,000.00-$49,999.99 0.10% 0.10%
    $50,000.00 and over 0.15% 0.15%
Personal Gold Money Market $25,000.00 $25,000.00 - $49,999.99 0.10% 0.10%
    $50,000.00 - $99,999.99 0.15% 0.15%
    $100,000 and over 0.25% 0.25%
Optimum Money Market $5,000.00 $.00-$4,999.99 0.025% 0.025%
    $5,000.00 to $9,999.99 0.10% 0.10%
    $10,000.00 to $24,999.99 0.15% 0.15%
    $25,000.00 to $49,999.99 0.20% 0.20%
    $50,000.00 to $99,999.99 0.25% 0.25%
    $100,000.00 and over 0.30% 0.30%

Savings Rates - Business

Account Type Balance to open Minimum balance to earn APY Interest Rate Daily Compounded APY*
Business Passbook Savings $50.00 $50.00 0.025% 0.025%

Savings Rates - Personal

Account Type Balance to open Minimum balance to earn APY Interest Rate Daily Compounded APY*
Regular Passbook Savings $50.00 $50.00 0.025% 0.025%
Junior Passbook** $0.00 $0.00 0.025% 0.025%
Statement Savings $100.00 $100.00 0.025% 0.025%
Christmas Club $0.00 $50.00 0.025% 0.025%
Vacation Club $0.00 $50.00 0.025% 0.025%