• Personal

Certificate and IRA Accounts

Check interest rates here.

Sharon Bank certificate accounts is an excellent insured instrument option if you do not need immediate access to your funds and want to invest for longer periods to obtain a higher rate of return.

  • Control your money with fixed terms at competitive rates
  • Flexible terms from 31 day to 10 years
  • Flexible terms for IRA accounts from 12 month to 10 years
  • Low investment requirements
  • Tiered levels in selected terms for increased earning potential
  • Interest paid monthly and semi-annually
  • You can direct your interest to be:
    • Added to your certificate account principle
    • Automatically transferred to your Sharon Bank savings or checking account.
    • Mailed to you home.

Individual Retirement Accounts

Sharon Bank offers the following IRA types - so you can choose the account that works best for you.

Our certificate of deposits can be used to open an IRA account. If you do not want to tie your account to a term deposit, Money Market IRA is available.

Traditional IRA

  • Personal savings for retirement
  • Tax deferred account
  • Your contributions may be fully or partially deductible

Roth IRA

  • Personal savings for retirement
  • You don't receive immediate tax deduction. However when you withdraw it is tax free.

Educational IRA

Want to start savings for your child's education? Why not consider an Educational IRA.

The Educational IRA also known as a Coverdell ESA, is a non-deductible contribution toward an account set up for anyone under the age of 18, for the purpose of higher education.

For more information please stop in to any one of our branch locations and talk to a Customer Service Representative.

  • FDIC
  • Equal Housing Lender
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