• Personal

FREE KASASA CASH Checking Account

Take Back Banking! Take back control of your money with Kasasa Cash, the account that pays YOU for doing things that you do already. Earn high interest and get money back on ATM usage nationally up to $25 monthly, making every ATM a free ATM!


Open Kasasa Cash Checking Account Click here for other options



  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Free checking that pays high interest
    • Balances up to $10,000 receive APY* of 3.00%;
    • Balances over $10,000 earn 0.40% APY*on the portion of balance over $10,000, resulting in a range from 3.00% to 0.64% APY* depending on the account's balance.
    • 0.02% APY* if qualifications aren't met
  • Link to free Kasasa Saver to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free e-statements
  • Free online banking
  • Free mobile banking with mobile deposit
  • Free MasterCard® debit card
  • Discount on Kasasa Protect, our new robust Identity Protection Service.  Learn More

How Do I Qualify?

  • $100 Minimum Deposit to open.
  • ACH credit, or ACH payment transaction
  • At least 12 signature based debit card purchases
  • Enroll in and log into online banking, Receipt of electronic statement to a valid email address is a condition of these accounts

What if I don't Qualify?

Don't worry! If you don't qualify, you can try again next month! Your account is still free and you can earn our base rate.

2020 Qualification Calendar


Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last banking day of the current statement cycle.

Reward Information:
When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $10,000.00 in your Kasasa Cash account earn an interest rate of 2.99% resulting in an annual percentage yield (APY) of 3.00%; and average daily balances over $10,000.00 earn an interest rate of .40% on the portion of the average daily balance over $10,000.00, resulting in a range from 3.00% to .64% APY depending on the account's average daily balance. *You will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Cash qualifications are not met, the interest rate earned on the account's entire daily balance will be .02% resulting in an annual percentage yield of .02% and ATM withdrawal fees are not refunded. Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle. Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.


*APY = Annual Percentage Yield. APY is accurate as of 06/01/2019. Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open this account. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Member FDIC.

Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.



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