• Personal

Free KASASA Saver

Get even more with Kasasa Saver linked to Kasasa Cash.  We will automatically deposit your rewards to your savings account from your Kasasa Checking Account. The Kasasa Saver account has a high rate of interest to help you earn even more on your money.



  • Free savings account that pays high interest
    • Balances up to $50,000 receive APY* of 1.00%;
    • Balances over $50,000 earn 0.40% APY*on the portion of balance over $10,000, resulting in a range from 1.00% to 0.60% APY* depending on the account's balance.
    • 0.02% APY* if qualifications aren't met
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free e-statements
  • Free online banking
  • Free mobile banking with mobile deposit
  • Discount on Kasasa Protect, our new robust Identity Protection Service.  Learn More


Earning your rewards is easy

By qualifying for Kasasa Cash® you automatically qualify for Kasasa Saver! Just make sure to do the following each monthly qualification cycle:

  • Have at least 1 direct deposit, ACH credit, or ACH payment transaction(s)
  • Have at least 12 PIN-based/signature-based debit card purchases
  • Be enrolled in and have agreed to receive e-statements

If you don't qualify during a cycle, don't worry. There's no penalty for not qualifying. You still have a free savings account that earns a base 0.02% APY*. Plus you can get right back to earning a higher rate the next month you qualify.


2020 Qualification Calendar


Qualification Information:Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Reward Information: When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000.00 in your Kasasa Saver account earn an APY of 1.00% and daily balances over $50,000.00 earn an interest rate of .40% on the portion of the daily balance over $50,000.00, resulting in a range from 1.00% to .60% APY depending on the account's daily balance. When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns an interest rate of  .020% resulting in an annual percentage yield of .020% APY. Interest will be credited to your Kasasa Saver account on the last day of the current statement cycle.

*APY = Annual Percentage Yield. APY is accurate as of 06/01/2019.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open this account. A Kasasa Cash account is required to have a Kasasa Saver account.A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Member FDIC.

Trademarks: Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


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